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GAP Coverage

GAP COVERAGE OVERVIEW

Buick GAP Coverage protects you from paying a loan on a vehicle that is a total loss. In that event, this plan can help cover the amount you owe on the loan that your insurance doesn't cover, including your deductible.

Key benefits include:

  • Available for new and leased vehicles, only at the time of vehicle purchase
  • Can be canceled at any time
  • Offered in terms ranging from 12-84 months

Don't pay for a total loss


Buick Guaranteed Asset Protection (GAP) Coverage Infographic

GAP Coverage can waive the deficiency amount between you and your loan's unpaid finance balance and the settlement amount offered by your insurer in the event of a total loss. Ask us for Buick GAP Coverage-the only plan with the same name as your vehicle.

GAP Coverage gives you confidence when you purchase a new or used or lease a Buick or GMC vehicle. If you have an accident and your vehicle is considered a total loss, most standard insurance policies will pay only the current market value of your vehicle, not for what is owed or the deductible. This can leave you responsible for the difference. GAP Coverage can help cover this difference. See the GAP Addendum for coverage limitations. GAP coverage is not available in NY.

GET COVERED LONGER

  • Available terms range from 12-84 months

EXCLUSIONS

  • Losses occurring prior to the date of the GAP Addendum
  • Losses caused by theft, unless you or your financial institution/lender file a police report
  • Any loss that falls outside the standard or optional equipment available from the manufacturer of the covered vehicle
  • Vehicles used for commercial purposes

CONTACT US

Check with your Finance and Insurance Manager at your dealership for availability. Information provided is for illustration/summary purposes only; see Terms and Conditions/GAP Addendum/Pre-Paid Maintenance Agreement/XS Wear Contract for complete details of these GM-endorsed products. Vehicle Service Contracts coverage is provided and administered by AMT Warranty Corp., P.O. Box 927, Bedford, TX 76095, (877) 265-1072 (except in Florida, the obligor/provider and administrator is Wesco Insurance Company, 59 Maiden Lane, 43rd Floor, New York, NY 10038, [866] 327-5818, LICENSE #01913). GAP Coverage is provided by the dealer/creditor and administered by AMT Warranty Corp., (877) 265-1166. AMT Warranty Corp. and Wesco Insurance Company are GM-preferred providers but are not related entities of GM or its dealerships. Roadside Assistance Services are provided by Nation Safe Drivers, 800 Yamato Road, Suite 100, Boca Raton, FL 33431 (except as otherwise noted for your state in the Terms and Conditions). In Texas, the excess wear and use provider is AMT Warranty Corp., 59 Maiden Lane, 43rd Floor, New York, NY 10038.
Coverage is fully refundable within 60 days, as long as no loss has occurred. For cancellations after 60 days, a pro rata refund will be given, less any applicable cancellation fee. All refunds will be made to the financial institution/lender.
Ask us for details
Not a full list of exclusions. See GAP addendum for a complete list of exclusions.
Commercial use can be included in GAP waiver if it is specifically selected at time of purchase and the additional surcharge paid.